FRS/DROP Exit Strategy Session
Avoid the 3 Costly Mistakes Most Retirees Make
If you’re exiting FRS DROP in the next 12-24 months, watch this first.
"If you're within 12 months of exiting DROP, schedule your review below."
Pension Option Risk
Choosing Option 1–4 impacts your lifetime income and what happens to your pension if something happens to you. Most retirees don’t fully understand how these choices work.
DROP Payout Strategy
Lump sum, rollover, or partial distribution — each option has different tax consequences. The 20% withholding is often not the full tax impact.
Timeline & Required Forms
DP-PAYT forms, Medicare Part B timing, HIS eligibility, and reemployment rules all have strict deadlines. Missing one step can cost you.
Schedule Your FRS / DROP Exit Review
20–30 minute review
• Phone or Zoom
• Bring your DROP estimate
• No cost
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What if I already selected my pension option?
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Can I use DROP for a home purchase?
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